Rates, VA loans, down payments and mortgage strategy for Hampton Roads buyers — including what Fed decisions actually do to local payments.

Virginia has updated its rules around manufactured home titling, and for buyers and owners in Hampton Roads, that matters. The changes open the door to traditional mortgage financing on homes that previously could only be purchased with higher-cost personal property loans. Here is what you need to know.

A new federal bill could extend state homebuying benefits to surviving military spouses who currently lose access when their veteran partner passes away. For Hampton Roads, one of the most veteran-dense regions in the country, this change could affect thousands of local families. Here's what the bill would do and why it matters.

The Federal Reserve held the federal funds rate at 3.50–3.75% at its July 28–29, 2026 meeting. Here's what that decision means for mortgage rates, home buyers, sellers, and military families across Hampton Roads.

The Federal Reserve voted 12–0 on June 17, 2026 to hold the federal funds rate at 3.5%–3.75%. Here's what that decision means for mortgage rates, buyer demand, and homeowners across Hampton Roads.

Should you go with a 15-year or 30-year mortgage on your Hampton Roads home? Barry Jenkins runs the real numbers on a $400K purchase — monthly payments, total interest, and equity over time — so you can decide with confidence.