USDA Loans in Hampton Roads: The $0-Down Mortgage Most Buyers Overlook
Parts of Suffolk, rural Chesapeake, and Isle of Wight County qualify for USDA loans, a zero-down-payment mortgage program that most Hampton Roads buyers don't know exists. If you're open to buying outside the urban core, this program could save you tens of thousands of dollars upfront. Here's how it works and which areas qualify.
Behind on Your VA Loan? The New Partial Claim Program Could Save Your Hampton Roads Home from Foreclosure
The VA reopened its Partial Claim Program on June 15, 2026, after a 13-month gap that cost more than 10,000 veterans their homes. If you're behind on a VA loan in Hampton Roads, here's how the program works and why the November 28 servicer deadline matters right now.
Bayport Credit Union Financial Tips Every Hampton Roads Homeowner Should Know
Bayport Credit Union's financial educator Belinda Aboagye recently shared practical advice for improving your financial habits before making major money moves. For Hampton Roads homeowners and buyers, that guidance translates directly into real estate readiness. Here's how to put it to work.
Virginia Just Made It Easier to Get a Mortgage on a Manufactured Home — Here's What Changed and Why It Matters
Virginia has updated its rules around manufactured home titling, and for buyers and owners in Hampton Roads, that matters. The changes open the door to traditional mortgage financing on homes that previously could only be purchased with higher-cost personal property loans. Here is what you need to know.
New Bill Could Extend State Homebuying Benefits to Surviving Military Spouses — What Hampton Roads Families Should Know
A new federal bill could extend state homebuying benefits to surviving military spouses who currently lose access when their veteran partner passes away. For Hampton Roads, one of the most veteran-dense regions in the country, this change could affect thousands of local families. Here's what the bill would do and why it matters.
Fed Holds Rates Steady — What It Means for Hampton Roads Buyers and Homeowners (July 2026)
The Federal Reserve held the federal funds rate at 3.50–3.75% at its July 28–29, 2026 meeting. Here's what that decision means for mortgage rates, home buyers, sellers, and military families across Hampton Roads.
Fed Holds Rates Steady — What It Means for Hampton Roads Buyers and Homeowners (June 2026)
The Federal Reserve voted 12–0 on June 17, 2026 to hold the federal funds rate at 3.5%–3.75%. Here's what that decision means for mortgage rates, buyer demand, and homeowners across Hampton Roads.
15-Year vs. 30-Year Mortgage in Hampton Roads: A Real Side-by-Side Comparison
Should you go with a 15-year or 30-year mortgage on your Hampton Roads home? Barry Jenkins runs the real numbers on a $400K purchase — monthly payments, total interest, and equity over time — so you can decide with confidence.