Qualifying seniors and disabled homeowners in Virginia Beach can receive a partial or full exemption on their real estate taxes — and with assessments climbing across Hampton Roads, this relief is worth real money. The problem is that too many eligible homeowners simply don't know the program exists.
Who Qualifies for Senior and Disabled Tax Relief in Virginia Beach
Virginia Beach City Council has adopted a formal tax relief program for qualifying senior citizens and disabled persons. To be eligible, you generally need to meet income and net worth thresholds set by the city, own and occupy the home as your primary residence, and meet either the age requirement (typically 65 or older) or qualify based on a documented disability.
The program covers both real estate taxes and personal property taxes, so the savings can add up across multiple areas. Specific income and asset limits are reviewed periodically, so it's worth calling the Commissioner of the Revenue directly to get current numbers rather than relying on old information.
How to Apply
Applications for the real estate tax exemption are handled through the **Commissioner of the Revenue's Office**, located at the Municipal Center, Building 1. A few things to know before you go:
• Applications are taken **by appointment only**
• The window runs **February 1 through June 30** each year
• Call the Commissioner of the Revenue Real Estate Qualification Division at **(757) 385-4385** to schedule your appointment and ask what documentation to bring
Don't wait until late June. Getting your appointment early in the window gives you time to gather any paperwork — proof of income, disability documentation, ownership records — without rushing.
What the Savings Can Actually Look Like
The relief is scaled based on income, so higher-income households may receive a partial exemption while lower-income households may qualify for a full exemption. In a market where Virginia Beach property assessments have risen significantly over the past few years, even a partial exemption on a home assessed at $400,000–$500,000 can mean hundreds of dollars back in your pocket annually.
If you're a disabled veteran, Virginia Beach also offers a **separate Disabled Veterans Exemption** that may provide even greater relief — worth asking about when you call.
What This Means For You
• If you're 65 or older or have a qualifying disability and own your Virginia Beach home, call (757) 385-4385 before the June 30 deadline
• Don't assume you won't qualify — income and asset thresholds are broader than many people expect
• If you've owned your home for years and it has appreciated significantly, this relief matters more than ever Find out what your home is worth →
• Disabled veterans should specifically ask about the Disabled Veterans Exemption, which is a separate program with potentially larger savings
This is one of those programs that works exactly as intended — it just requires homeowners to take the first step and apply. If you know someone who might qualify, pass this along.
For more on understanding property ownership costs in Hampton Roads, browse the Legacy Home Search blog.
Frequently Asked Questions
What are the income limits for Virginia Beach senior and disabled tax relief?
Income and net worth thresholds are set by Virginia Beach City Council and can be adjusted periodically. The most accurate way to get current figures is to call the Commissioner of the Revenue Real Estate Qualification Division at (757) 385-4385 before your appointment.
Can I apply for senior tax relief if I just turned 65 this year?
Generally yes — if you meet the age, income, residency, and ownership requirements by the time you apply, you should be eligible. Call the Commissioner of the Revenue's office to confirm your specific situation and schedule your appointment during the February 1 through June 30 application window.
Is there a separate tax exemption for disabled veterans in Virginia Beach?
Yes. Virginia Beach offers a Disabled Veterans Exemption that is separate from the general Senior and Disabled Tax Relief program. Qualifying disabled veterans may be eligible for a larger exemption. When you call (757) 385-4385, ask specifically about both programs to understand which one applies to you.